Randy Gonzalez is Senior Vice President, Chief Commercial Credit Officer at Virginia Credit Union in Richmond, VA. In this role, Randy has management and oversight responsibilities for VACU’s commercial loan portfolio including loan approvals, underwriting, loan administration and risk management. Prior to this role, he was Vice President, Portfolio Manager for Virginia Community Capital. His prior work history includes Banking Solutions Director at Axis Group, LLC where he provided banking clients with strategic guidance and technological solutions. In an earlier role with the Federal Home Loan Bank of Atlanta, Gonzalez assumed increased responsibilities, from Vice President and Director of Credit Administration to First Vice President and Manager of Policy, Operations and Compliance, where he set the strategic direction for credit and collateral risk policy and developed and implemented risk mitigation programs and applications.
Randy’s career began at Barnett Bank of South Florida, N.A. Mr. Gonzalez received his Bachelor of Business Administration-Finance from the University of Miami. He and his wife reside in Church Hill.